When a bank lends to a company it typically secures itself by filing a lien on all of the company's assets. Factoring companies, like Anchor Funding Services, also file liens and normally a company cannot have a bank loan and factoring at the same time. Today, to provide a liquidity and credit life-line to many companies in need of increased cash flow, Anchor is seeing more banks subordinate the accounts receivable; this means that the banks allow Anchor to have a first position on the accounts receivable. Anchor Funding Services is working more closely with banks in this arrangement. If you believe that you cannot get factoring because you already have a company bank loan ask your bank if it will "subordinate" the accounts receivable or call Anchor Funding Services at 866-950-6669 and one of our consultants can assist you.